The gap insurance carrier is a completely separate company from the dealership, and the dealership is not your agent. The way to address the situation is to bite the bullet and contact the law firm that filed the lawsuit (or the credit union directly if the credit union filed the lawsuit on its... View More

You can help him by helping him find a bankruptcy attorney who is admitted to the US Bankruptcy Court for the Northern District of Florida. If your town is close to the Fla/Alabama line, you can look in both Florida and Alabama. I don't recommend filing bankruptcy without an attorney.

When there is more than 1 beneficiary, the PR MUST be represented by an attorney per Florida law. All questions regarding this issue MUST be directed to the PR's attorney. But take note - the attorney does not represent any beneficiary, only the PR in the PR's capacity as PR. If a... View More

Legal. This is a business decision that is very smart on the landlord's part. Once your daughter turns 18, she is a legal adult. That changes the nature of your lease from "mom and dad and child" to "3 adults" living in the apartment. You may not see it that way at all, but... View More

The way to "manage the situation" is for you to leave. Find someplace to go. Staying with someone who is abusive and destroys your property is ridiculous - any place is better than living in fear. There are shelters, etc. At some point your physical safety and mental health is much more... View More

Contact the attorney with a solid repayment plan. You MUST make the court-ordered payments; there's no getting around the court order. (Of course it went to your ex-wife.) Set aside your feelings about your ex; this is a legal obligation. Get on with it.

I have yet to run into one that's fraudulent, but not all of them are effective or efficient; and none of them can promise you that a given creditor will work with them. In my opinion, there is nothing these guys can do for you that you cannot do yourself, but many people, particularly folks... View More

The division of your home should have been addressed in your divorce decree. Assuming that he retained sole title to the house after your divorce, you would not be entitled to it. However, you can always take your divorce decree and any other documents to an attorney in your town for a second, and... View More

Other than filing bankruptcy, you can't. You co-signed, which means you accepted full responsibility for every payment to the lender, regardless of any agreement that you had with the other signer. You are on the hook at much as the other signer, and they don't have to come after him if... View More

There is no "due process" with non-governmental entities, nor are there violations of your right of association and religious freedom. These are rights which protect you against the government, not private entities like your church. What you describe are basically issues of contract law;... View More

Your settlement payment does not flow through the Child Support Depository in your county or in Tallahassee. Nowif there is any sort of lien on the settlement proceeds placed by the State or the other party, then yes, that lien would have to be satisfied before your settlement could be disbursed to... View More

Collection defense lawyers do this all the time, everywhere. Whether its appropriate to do so by e-mail, I don't know. Washington State rules of professional conduct may permit it. You should be able to look up your name in your county clerk's website. Look for Court records, or something... View More

yes, you should share the notice to your tenants. There's no privacy concerns. As the owner of the unit, you are the one whose life the HOA can make most miserable, and financially difficult. It makes no sense to not cooperate with the HOA.

There is no trial in an appeal. An appeal is not a second trial or a chance to introduce evidence. Unless your case presents novel theories under Florida law, it's a slim bet that the Florida Supreme Court would take your case. The only way for you to know is to retain an appellate attorney.... View More

There is no such thing as a Florida "magistrate court". Your case was referred by the judge in your case to his or her magistrate.

You were most likely sent a Case Management Order. It will be docketed, so you can look it up online. You must follow the requirements of the Case... View More

Legal action as far as who? You have no recourse against the lender. You may have a legal recourse against the other borrower if, as a general rule of contract law, you can prove there was an agreement between you two that the other borrower would be responsible for the payments and would hold you... View More

There's no such thing as protecting your rights outside of the legal system. **you need a lawyer asap.** If she added him to the deed of the property "meant for you", you are likely out in the cold. She could leave you a million dollars in her Will, but if she had only a dollar at... View More

Sounds like you owe the rent April 1 - April 5, at a minimum. If you elected to wait, your lease remained in effect. Apparently upon closer inspection, it was determined that you could not wait - the damage was too severe, and the lease terminated then. Perhaps that's 2 weeks between April 5... View More

It is not the Court's job to tell you how to collect the judgment, but you are on the right track. Since the judgment is entered in Louisiana but your defendant is in Texas, you will need to make the Louisiana judgment into a Texas judgment. The way that you do that is to hire an attorney in... View More

Yes. Your rent is due when its due. The grace period applies to the imposition of late fees. Most landlords are not going to whack you on an eviction for being late once and you pay within the grace period, if you've otherwise been a good tenant.